Employment Practices Liability Insurance: Your business should be financially protected from wrongful employment practices. Wrongful termination, harassment, and discrimination are some types of claims covered under the policies we provide.
Employment Practices Liability Insurance (EPLI) offers your business protection when an employee feels their legal rights have been violated. It also extends to prospective employees as part of your hiring practices, and former employees who accuse you of wrongful termination. Failure to promote, invasion of privacy and wrongful discipline are some examples of EPLI claims. A business does not have to do anything wrong to be accused in a lawsuit. Coverage includes your cost of legal defense, judgements and settlements. EPLI is not an acknowledgement or an excuse for poor employment practices. Studies have found companies with EPLI place high emphasis on their commitment to being a fair, equitable and respectful employer.